GICs & Term Deposits

Market Growth GICs

Unlike regular GICs, our Market Growth GIC returns are linked to the performance of one or more stock market indices, so you have the potential for higher returns. But unlike stocks, your principal is guaranteed no matter which way the markets move. And your investment has no foreign currency risk.

Choose from a selection of different Market Growth GICs

• GIC PLUS
  Return linked to the performance of the S&P/TSX 60.
• U.S. GIC PLUS
  Return linked to the performance of the S&P 500 Index.
• GLOBAL GIC PLUS
  Return linked to the combined performance of the S&P/TSX 60 (Toronto), S&P 500 (New York), FTSE 100 (London), Nikkei 225 (Tokyo) and DJ EUROSTOXX 50 (Frankfurt) indices. Weighting of each index determined by TD Canada Trust.
• FINANCIALS GIC PLUS
  Return linked to the performance of the S&P/TSX Banks Index.
• UTILITIES GIC PLUS
  Return linked to the performance of the S&P/TSX Capped Utilities Index.

Return Potential

For all Market Growth GICs, the return is calculated based on the percentage increase, if any, in the underlying index or indices over the term of the investment, subject to the Maximum Return. The Maximum Return is set on the date of purchase, and represents the highest return your investment can earn. Please refer to the Rate Information for current Maximum Returns.

Principal Protected

Your original principal is protected no matter which way the applicable stock market index goes!

If the market index increases over the term of your investment, you benefit from the increase up to the Maximum Return.

Even if the market index declines, you earn no interest but your original investment remains fully protected. Market Growth GICs are issued by TD Mortgage Corporation and are fully guaranteed by The Toronto-Dominion Bank.

No Foreign Currency Risk

With all Market Growth GICs, your investment is not exposed to fluctuations in foreign currencies and your return, if any, will be paid in Canadian dollars.

More About Market Growth GICs

GIC PLUS

Benefit from the growth potential of the Canadian stock market through returns linked to the performance of the S&P/TSX 60 Index. The S&P/TSX 60 Index is comprised of 60 of Canada's largest publicly traded companies listed on the Toronto Stock Exchange. Your principal is guaranteed and there is no foreign currency risk.

U.S. GIC PLUS

Benefit from the growth potential of the U.S. stock market through returns linked to the performance of the Standard & Poor's 500 Index (the S&P 500). The S&P 500 is comprised of common stocks of 500 companies traded on the New York Stock Exchange, the American Stock Exchange and the NASDAQ System. Your principal is guaranteed and there is no foreign currency risk.

Global GIC PLUS

Benefit from the combined growth potential of market indices listed below. Weighting of each index determined by TD Canada Trust. Your principal is guaranteed and there is no foreign currency risk.

FINANCIALS GIC PLUS

Benefit from the growth potential of the Canadian financial sector through returns based on the performance of the S&P/TSX Banks Index. Your principal is guaranteed and there is no foreign currency risk.

UTILITIES GIC PLUS

Benefit from the growth potential of the Canadian utilities sector through returns based on the performance of the S&P/TSX Capped Utilities Index. Your principal is guaranteed and there is no foreign currency risk.

For more information about TD Canada Trust Market Growth GIC's, please read the Frequently Asked Questions, contact your nearest TD Canada Trust branch or call 1-866-222-3456.

The TD Canada Trust Market Growth GIC is subject to the terms governing this product as described in the TD Canada Trust Market Growth GICs Disclosure Statement