Money-saving ideas

Get the right account for the way you want to bank

Selecting an account based on the way you want to bank is one of the best ways to save on bank fees. For example, you can select accounts that provide you with unlimited transactions and/or waive the annual fee on TD Visa Cards. Use our Personal Chequing Account Selector to find the account that offers you the best value for the way you prefer to bank.

Bank for free when you maintain a minimum monthly balance

All our chequing accounts provide the benefit of banking without fees. Simply maintain a minimum monthly balance and you won’t have to pay any monthly fees. Compare our Chequing Accounts to find the flexible banking options that allow you to bank how you want.

Get Overdraft Protection

Avoid NSF charges when you don’t have sufficient funds in your account by getting Overdraft Protection.¹ It can also help you maintain your good credit rating.

Discover Paperless Record Keeping

Instead of receiving monthly statements in the mail or updating your passbook, Paperless Record Keeping can help you save money on fees by accessing your account information any time you want through EasyWeb Internet banking, EasyLine telephone banking or at any Green Machine ABM. You can also use our EasyWeb View Cheque service at no charge.

Pay bills online with EasyWeb

Save money on cheques and stamps by paying your bills online instead of writing cheques. Ensure you never miss a payment and avoid interest charges from companies by setting up automatic bill payments. See our list of over 4,400 companies that accept online payment. You can also pay your bills conveniently over the phone with EasyLine or at any Green Machine ABM.

Save when using Automated Banking Machines (ABMs)

Here are four simple ways to avoid paying ABM fees –

1. Avoid paying extra fees to use other banks’ ABMs by taking advantage of our extensive network of over 2,500 Green Machine ABMs. Locate the Green Machine most convenient for you.
   
   
2. When using ABMs, consider making larger withdrawals at one time rather than taking out smaller amounts more frequently.
   
   
3. When making a debit purchase with your TD Canada Trust Access Card, use the cash back option offered by many major retailers that enables you to withdraw cash from your account. You get the benefit of making two transactions (a retail purchase and cash withdrawal), yet it only counts as one transaction against your account.
   
   
4. If you do need to make frequent ABM withdrawals or use other financial institution ABMs, consider an account that includes these types of transactions for one fee, such as our Select Service.
   

¹ Fees and interest are applicable to Overdraft Protection and are subject to change. Some conditions apply.