Credit Cards

Compare our Reward Cards

Use this comparison chart to help you find the card that’s right for you. If you would like to compare all cards at a glance download a chart of all cards.

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		TD Gold Elite Visa TD Gold Elite Visa Card 1% Annual Cash Rebate plus free Deluxe TD Auto Club Membership	Rebate Rewards Visa TD Rebate Rewards Visa Card The more you use your Card, the more money you get back.
current annual fee1		$99	no fee
Authorized User cards1,2 (up to 3)		$39 each	free
min credit limit		$5,000	$500
Interest rate1		19.75%	19.75%
Min annual household income required		$35,000	$12,000
Rewards		1% Annual Cash Rebate and Free Deluxe Auto Club	0.5% to 1.0% Annual Cash Rebate
Protection Features
CardAssist Card Registry Service3
Purchase security and extended warranty protection4,5
Emergency Cash Advances6		up to $5,000	up to $500
24-hour Cash and Account Access6
Cheque Cashing Privileges
TD Visa Cheques7
Travel Features
Common Carrier Travel Accident Insurance5,8		up to $500,000
Emergency Travel Assistance Services5,9
Delayed and Lost Baggage Insurance4,5		up to $1,000
Trip Interruption Insurance5,10
No-Fee Travellers Cheques
Guaranteed Hotel Reservation
Auto Features
Auto rental collision/loss damage insurance5,11
Budget Rent-A-Car Preferred Rates12
TD Auto Club13		FREE Deluxe Coverage	Optional

Net purchases are all purchases charged to the Card less refunds, rebates or other similar credits. Annual Card fees and other fees, cash advances, any service or interest charges, optional services, TD Visa Cheques, balance transfers, refunds, rebates or other similar credits do not earn TD Points, Cash Rebates, AAdvantage(R) Miles or GM Earnings.

¹ Interest rate, fees and features are subject to change.
² Primary Cardholder is responsible for all charges to the Account.
³ Provided by Carlson Marketing Canada Ltd.
⁴ Underwritten by Elite Insurance Company.
⁵ Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Coverage Certificates provided with your Visa Card. Some benefits and coverages are only offered to the Primary Cardholder.
⁶ Visit your TD Canada Trust branch to receive a Personal Identification Number (PIN) to access your TD Visa Account through Green Machine ABM or other ABMs. TD U.S. Dollar Visa Cardholders may request a PIN by mail. Subject to available credit. Fees apply to each cash advance transaction.
⁷ Subject to available credit. Stop payments are not permitted. TD Visa Cheques and Twin Cheques are treated as cash advances and accrue interest from the date they are posted to your account.
⁸ Underwritten by Chubb Insurance Company of Canada.
⁹ Provided by World Travel Protection Canada Inc. This is not an insurance benefit but assistance services only.
¹⁰ Underwritten by TD Life Insurance Company.
¹¹ Underwritten by Primmum Insurance Company. Car rentals must be charged in full to the Card, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver coverage must be declined by the Cardholder.
¹² Provided by Budget Rent A Car of Canada Limited. Some conditions and exclusions may apply.
¹³TD Auto Club provided by Sykes Canada Corporation.